First home
Understand your budget, down payment and loan options before you shop.
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We close dealsothers can't.
From first-time buyers to non-traditional income and everything in between, Team Perks gets deals done. With Kyle on your side, you get a clear strategy, great loan terms and a fast path to closing.
First-time buyer? We’ll help you build a plan to own your first home.
Local roots, wider reach: based just west of Chicago, we lend across Chicagoland and Illinois.
Part of the wider Stonehaven Mortgage team.
Your teamof experts.
Experienced loan professionals. Clear answers. Problems solved.
Your team, from application to closing.
We helpyou win.
The right mortgage wins you the house. So we built our process to make your offer strong, keep the deal on track and close fast.
We fully underwrite you before you shop and clear contingencies quickly, so your offer can stand up to cash.
- 01Pre-approve
- 02Win the home
- 03Secure the mortgage
- 04Close
A loan foryour situation.
Your goals. Your income. The right financing.
Working alongside your CPA and advisor.
Your mortgage doesn’t sit on its own. We coordinate with your CPA and financial advisor so the loan fits your tax, investment and long-term picture.
For agents
Partnerwith us.
Help your clients compete with fully underwritten pre-approvals, clear communication and a lender who works through tough deals.
What clientssay.
“Kyle made the entire mortgage process seamless. We were first-time buyers and he walked us through every single step. Closed on time, no surprises.”
“Our deal almost fell through with another lender two weeks before closing. Kyle stepped in, got it done, and we got the keys on time.”
“I've referred three clients to Kyle. Every single one called me afterward to thank me. That doesn't happen by accident.”
“Kyle answered my texts at 9pm the night before closing. That level of dedication is rare. I won't use anyone else.”
“Competitive rates, no hidden fees, and a team that actually communicates. The condo financing was tricky and Kyle handled it with zero drama.”
“As a Realtor I care deeply about who I refer my clients to. Kyle has never let me down. Fully underwritten pre-approvals that actually mean something.”
Getstarted.
With a fully underwritten pre-approval in hand, you will know your price range and be ready to make an offer the day you find the right home.
Reach out now. It is never too early to start.